Personal Mortgages

CUSTOM MORTGAGE SOLUTIONS

Our clients benefit from fast, local decision-,making. Our local loan servicing provides a seamless mortgage experience from pre-approval through closing.

• Expertise in a wide variety of mortgage and and home loan options
• Timely communication throughout the process
• An efficient timetable that works with your schedule and deadlines
• Confidentiality and attention to detail

We offer a full range of mortgage solutions including Conforming, Jumbo, Construction Loans, and Permanent Mortgages.

 

HOME LOAN SOLUTIONS

Whether it is your first home or your next home, the goal of homeownership can become a reality with the right partner at your side. At The National Bank of Indianapolis, we are committed to helping you achieve your goals. Because we offer low and no down payment mortgage loan options for those earning up to 80% of the Area Median Income*, There is a good chance we can help you become a homeowner. 

HOME READY® MORTGAGE LOAN

• Low down payment - 97% financing available
• Affordable and cancellable monthly mortgage insurance
• Flexible sources for down payment

FIRST STEP MORTGAGE LOAN

• 100% financing available
• No mortgage insurance
• Innovative underwriting flexibilities

*Borrower income eligibility limits are based upon the area median income of the census tract in which the property is located. All loans are subject to credit approval and are limited to owner-occupied properties in the Greater Indianapolis area. Contact a Mortgage Specialist for more information.

Homeownership strengthens our community. The Greater Indianapolis area is our home, and we are dedicated to working with current and future residents to attain the home that's right for them. Our Mortgage Specialists work with you to secure mortgage interest rates, loan terms and down payments, providing solutions that meet your needs and service that exceeds your expectations.

HOME EQUITY LINE OF CREDIT

Access the equity in your residence for home improvement projects. With a Home Equity Line of Credit (HELOC), you can borrow funds, repay and reborrow, up to the credit limit, throughout the draw period. You pay interest only on the total amount you borrow. This flexibility, along with lower interest costs, makes it a popular tool for homeowners who need access to liquidity.