First Time Home Buyers

Custom Mortgage Solutions

Our clients benefit from fast, local decision-making, local loan servicing and personalized support. 

  • We provide a seamless mortgage experience and offer a variety of home loan options
  • We communicate throughout the process  and work with your schedule and deadlines

Community Lending

Since our founding in 1993, The National Bank of Indianapolis has maintained its steadfast commitment to supporting the central Indiana communities we serve. After all, Indianapolis is our home, too. Our flexible and affordable mortgage solutions are designed to help expand access to homeownership offering low and no down payment options for low and moderate income borrowers*.

Specialty Mortgage Solutions

Whether it is your first home or your next home, the goal of homeownership can become a reality with the right partner at your side. At The National Bank of Indianapolis, we are committed to helping you achieve your goals. Because we offer low and no down payment mortgage loan options for those earning up to 80% of the Area Median Income*, there is a good chance we can help you become a homeowner.

HomeReady® Mortgage Loan

  • Put as little as 3% down, with 97% financing available
  • Affordable and cancellable monthly mortgage insurance
  • Flexible sources for down payment

First Step Mortgage Loan

  • No down payment required, with 100% financing available
  • No mortgage insurance
  • Innovative underwriting flexibilities

Ready to get started? Call us at 317-261-9698

someone putting a flag pin in a map
Locations & Hours

woman on her phone
Personal Banking
two people shaking hands
Personal Service