POLICY STATEMENT

The National Bank of Indianapolis is dedicated to maintaining high standards of client confidentiality. We recognize that clients provide us with private financial and personal information. We are committed to maintaining the confidentiality of that information. We will not compromise established relationships between the bank and our clients by disclosing personal information to any third party for independent use. Our clients are not only protected by federal and state laws, but by the Bank’s commitment to our Client Privacy Policy.

RECOGNITION OF YOUR PRIVACY CONCERNS

The National Bank of Indianapolis considers the privacy of each client’s personal information to be an important element of public confidence and trust. We are committed to safeguarding that information. Our goal is to keep your information strictly confidential whenever possible.

COLLECTION OF CLIENT INFORMATION

We receive a great deal of information about you. Some information comes directly from you on applications and forms. We also accumulate information in the course of our business relationships and transactions with you. The National Bank of Indianapolis maintains this information and data for several reasons.

We have learned that the more we know about our clients, the better we can understand their often unique financial needs and thus provide them with superior products and services.

There are some cases where we gather information to comply with laws and regulations governing the financial industry. For example, we are required by federal regulations to obtain a tax identification number for many of our accounts, including all savings, checking, and investment accounts that pay interest.

We also use some of your client information to positively identify you to prevent access to your accounts by unauthorized individuals.

The Bank will not use "cookies," or any other means to gather information about your Internet habits and preferences, or to obtain information from your computer about you. The Bank only uses "cookies" as a security feature to track the time you are visiting our Web site.

The National Bank of Indianapolis will not collect or retain any client information unless the Bank has a legitimate business purpose to do so.

ACCURACY OF CLIENT INFORMATION

We are committed to maintaining complete and accurate information about our clients. We employ strict measures, consistent with reasonable commercial standards, to ensure the accuracy, timeliness, and thoroughness of client information. If you believe any information we have about you or your account may be incorrect, please notify us immediately. We will take prompt action to make all appropriate corrections.

ACCESS TO CONFIDENTIAL INFORMATION

Security standards are in place to prevent client information from being accessed by unauthorized persons. Employee access to your information is also restricted to legitimate business purposes. Employees are charged with the responsibility to safeguard your information from unauthorized use.

DISCLOSURE OF CLIENT INFORMATION

We will not sell or share any confidential information about you with any affiliate of The National Bank of Indianapolis.

We will not sell or share any confidential information about you to any unaffiliated third party for their independent use or for them to re-sell.

We will not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.

For example, we are required to share your financial information with parties named in a lawsuit or administrative action when we are served with a subpoena or court order. We also share information with federal or state regulatory authorities, such as banking examiners or the Internal Revenue Service, as mandated by federal or state law.

Consistent with the practice of other financial institutions, we also share information about you and your accounts with reputable credit reporting agencies as authorized under federal law.

We may contract with outside service providers to prepare account statements, furnish banking software services or provide banking products such as debit and credit cards for us. These outside service providers agree to comply with our client confidentiality requirements and must abide by applicable laws.

AUTHENTIC COMMUNICATION WITH CLIENTS

To protect your privacy, The National Bank of Indianapolis cannot accept communications from someone claiming to represent you unless they are properly authorized to represent you. We use authentication measures, such as passwords and access codes, to identify you and safeguard your personal information. The Bank cannot be responsible for the confidentiality of your information if you choose to share these passwords or access codes with others.

PRIVACY CONTACT

For more information about The National Bank of Indianapolis Client Privacy Policy, please contact the Compliance Officer at (317) 261-9000.